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Terms of Use

BY THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

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For this website has been established by The Belay Empire Trust for the sole purpose of our Investments, Investment firms, Indigenous funds, Investment Banking, Biblical Loans, and conveying information about Belay Empire products and services and to allow communication between Belay Empire and its customers. Information that appears on this website should be considered an advertisement. Nothing contained on any page on this site takes the place of Belay Empire’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in Belay Empire agreements and disclosures, the agreements and disclosures will control.

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By this, from time to time, Belay Empire may place links to other websites on its pages. Belay Empire has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

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For the information and materials contained in this website are owned by Belay Empire or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

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By this, Belay Empire makes no warranties of any kind regarding the products and services advertised on this site. Belay Empire will use reasonable efforts to ensure that all information displayed is accurate; however, Belay Empire expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Belay Empire is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential, and incidental damages that result from the access or use of this site.

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For this limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. By this limitation applies even if Belay Empire has been informed of the possibility of such loss or damage.

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For this agreement may be changed from time to time by posting the new Terms of Use on this website. All users agree to be subject to this agreement as it changes from time to time. Belay Empire reserves the right to close any account, for any reason, at any time; all rights reserved.

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For this agreement and the use of this website are governed by Indigenous Peoples law, and legal, lawful, tort, contracts, disputes, or otherwise will be arbitrated by Federal Court; or by private arbitration; and subject to the laws of the Indigenous Peoples for North America;

without regard to principles of conflict of law(s).

Online Operating Hours
Mon-Fri: 24 Hours
Saturday: 24 Hours
Sunday: 24 Hours
Call Us
10:00AM - 4:00PM
+1 (510) 630-2203
Email Us
support@belayempire.com
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Mailing Location

Attention: BELAY EMPIRE

℅ 3020 Bernal Ave Suite 110 #2133

Non-domestic Pleasanton,

California Republic [94566]

G-IPMN Code: GIPMN-NA-93684402

BELAY EMPIRE — BANK & REGULATOR DISCLOSURE FOOTER

 

Belay Empire is an unincorporated Indigenous Peoples Financial Institution via 508(c)(1)(a) religious and Indigenous Peoples organization, operating for the purpose of economic inclusion and self-determination, including the lawful settlement of private obligations, trade, and commerce for Indigenous Peoples and aligned parties.

 

Belay Empire issues issuer-funded negotiable instruments payable on demand, including Bills of Exchange and Promissory Notes, solely for the settlement of private obligations, purchases, and contracts. Each such instrument represents a present, unconditional obligation of the issuer, is credited at issuance on the Belay Empire internal settlement ledger, and is recorded for verification, timestamping, and audit within G-IPMN. Settlement is completed upon issuance and acceptance of the instrument according to its terms; no external bank transfer is required to effect settlement within the Belay Empire system.

 

By this, any interaction with a depository institution is voluntary and limited solely to conversion of already-settled value into bank-based money at the holder’s election and subject to bank policy. Depository institutions are not drawees, guarantors, or settlement authorities for Belay Empire instruments and do not create, validate, or complete settlement within this framework.

 

Belay Empire does not issue currency, legal tender, or bank instruments, and does not issue cashier’s checks (which are bank-only instruments). Where appropriate for institutional counterparties, Belay Empire may issue Letters of Credit / Standby Letters of Credit as conditional documentary undertakings governed by UCC Article 5; such instruments do not carry value at issuance and are payable only upon a complying documentary presentation.

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Governing Commercial Law

 

Belay Empire’s negotiable instruments and settlement processes are governed by state-enacted Uniform Commercial Code (UCC) Articles 1 and 3, including but not limited to:

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  • UCC § 1-201(b)(24) — Value

  • UCC § 1-304 — Good Faith

  • UCC § 3-104 — Negotiable Instruments

  • UCC § 3-412 — Obligation of Issuer

  • UCC § 3-501 — Presentment

  • UCC § 3-602 — Discharge by Payment

 

Where banks elect to participate solely for conversion purposes, UCC Article 4 applies, including:

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  • UCC §§ 4-201, 4-202, 4-103 — Bank as agent; ordinary care; variation by agreement

 

Letters of Credit / Standby Letters of Credit, if issued, are governed by UCC Article 5 (including UCC §§ 5-102, 5-108) and applicable international rules if incorporated (e.g., ISP98 / UCP 600).

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Indigenous Peoples’ Rights & Authority

 

Belay Empire operates consistent with Indigenous Peoples’ rights to economic self-determination, as recognized under:

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  • United Nations Declaration on the Rights of Indigenous Peoples (UNDRIP) — Articles 3, 4, and 20

  • United States recognition of international human-rights principles as persuasive authority in domestic policy (e.g., Public Law 97-280)

 

These principles inform Belay Empire’s purpose and governance, while domestic commercial activity remains governed by state-adopted UCC provisions.

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Important Clarifications

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  • Belay Empire instruments are private commercial instruments, not bank money.

  • Acceptance completes settlement; bank processing, if any, is conversion-only.

  • Banks may decline conversion pursuant to policy; refusal does not invalidate settlement.

  • If conversion is refused, instruments must be returned promptly and intact in accordance with applicable law and instrument terms.

 

© Belay Empire. All rights reserved.
This footer is provided for informational and compliance purposes only and does not constitute legal advice to any third party.

Investment Products are:

  • Not Insured by Belay Empire or Any Federal Government Agency

  • Not a Deposit or Other Obligation of, or Guaranteed by, this Indigenous Peoples Financial Institution or Any Bank Affiliate

  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

BY THIS, BELAY EMPIRE EXISTS AS AN INDEPENDENT PRIVATE UNINCORPORATED INDIGENOUS PEOPLES FINANCIAL INSTITUTION.

Belay Empire are proud Non-FDIC Members

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 © Copyright 2019-2026 Belay Empire, all rights reserved.
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