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About Us

In 2019, Belay Empire - an Indigenous Peoples financial institution was founded. In 2023, the establishment of Belay Empire -Unincorporated Biblically inspired loans marked a significant milestone. Prior to that, our primary objective was to create a new economic eco-system that fosters financial inclusion and empowerment for the Indigenous Peoples, minorities, and private individuals across North America.

 

Belay Empire is proud of the establishment of our Indigenous Peoples Financial Institution. Through this endeavor, we aim to protect and develop our natural resources, establish businesses, associations, and other organizations, and exercise certain rights of self-governance. Furthermore, we strive to provide agriculture, economics, health, wellness, finance, and education in institutions of higher learning.

 

Aligned with our core values of freedom, honesty, integrity, love, peace, truth, and friendship, we have enacted and established our Indigenous Bylaws. These principles serve as the foundation guiding our actions and aspirations.

Family At Church

Our Mission

The mission of Belay Empire and Belay Empire Unincorporated is to establish a new economic eco-system that facilitates financial prosperity for Indigenous Peoples, minorities, and private individuals; while adhering to negotiable, lawful, ethical, and fair lending practices that are free from usury. Transparency is at the core of Belay Empire; we are steadfast and unmovable in our dedication to honoring ancestral treaties, preserving cultural heritage, respecting customs, upholding religious values, and fulfilling our social responsibilities. By addressing the institutional barriers within the U.S. banking system, we aim for economic inclusion by enhancing access to capital, making it more accessible to those who have historically been underserved.

Signing Contract

Our Vision

Belay Empire's vision is to partner with financial institutions worldwide to help Indigenous Peoples, minorities, and private individuals access funds, invest in themselves and their local communities, increase participation in the economic world, and improve quality of life through access to Indigenous Banking Systems.

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Our Team

90% of Belay Empire team members are direct descendants of the original Indigenous Peoples of North America, connected by both blood and soil. Our team members will reject any attempt that compels us to assimilate into a financial system that was neither constructed nor acknowledged by our ancient forebears. The United States systems, and their financial establishments, regrettably fail to honor the sacred treaties of our ancestors, safeguard our rich cultural heritage, respect our customs, uphold our cherished religious values, or fulfill its social responsibilities.

Who We Are: 

Belay Empire's foundation is rooted in a Private Unincorporated Indigenous Peoples Investment Financial Institution committed to fostering social equality, economic inclusion, and generational wealth creation. Our institution is focused on benefiting Indigenous Peoples we also extend our impact to minorities and private individuals; all while contributing to the collective uplift of humanity.

Governance

United Nations Declaration on the Rights of Indigenous Peoples 2010, Articles 1-46. Article 3. Indigenous peoples have the right to self-determination. By virtue of that right they freely determine their political status and freely pursue their economic, social and cultural development.  Article 4. Indigenous peoples, in exercising their right to self-determination, have the right to autonomy or self-government in matters relating to their internal and local affairs, as well as ways and means for financing their autonomous functions. Article 8.   1. Indigenous peoples and individuals have the right not to be subjected to forced assimilation or destruction of their culture. 2. States shall provide effective mechanisms for prevention of, and redress for: (a) Any action which has the aim or effect of depriving them of their integrity as distinct peoples, or of their cultural values or ethnic identities; (b) Any action which has the aim or effect of dispossessing them of their lands, territories or resources; (c) Any form of forced population transfer which has the aim or effect of violating or undermining any of their rights; (d) Any form of forced assimilation or integration; (e) Any form of propaganda designed to promote or incite racial or ethnic discrimination directed against them.  Article 20. 1. Indigenous peoples have the right to maintain and develop their political, economic and social systems or institutions, to be secure in the enjoyment of their own means of subsistence and development, and to engage freely in all their traditional and other economic activities.  Article 33. 1. Indigenous peoples have the right to determine their own identity or membership in accordance with their customs and traditions. This does not impair the right of indigenous individuals to obtain citizenship of the States in which they live. 2. Indigenous peoples have the right to determine the structures and to select the membership of their institutions in accordance with their own procedures. Article 34. Indigenous peoples have the right to promote, develop and maintain their institutional structures and their distinctive customs, spirituality, traditions, procedures, practices and, in the cases where they exist, juridical systems or customs, in accordance with international human rights standards. Article 36. 1. Indigenous peoples, in particular those divided by international borders, have the right to maintain and develop contacts, relations and cooperation, including activities for spiritual, cultural, political, economic and social purposes, with their own members as well as other peoples across borders. 2. States, in consultation and cooperation with indigenous peoples, shall take effective measures to facilitate the exercise and ensure the implementation of this right. Article 37.  1. Indigenous peoples have the right to the recognition, observance and enforcement of treaties, agreements and other constructive arrangements concluded with States or their successors and to have States honors and respect such treaties, agreements and other constructive arrangements. Article 45.   Nothing in this Declaration may be construed as diminishing or extinguishing the rights indigenous peoples have now or may acquire in the future.

American Declaration on the Rights of Indigenous Peoples 2016, Articles 1-41.  Article XIV 3. Indigenous peoples have the right to promote and develop all their systems and media of communication, including their own radio and television programs, and to have equal access to all other means of communication and information. The states shall take measures to promote the broadcast of radio and television programs in indigenous languages, particularly in areas with an indigenous presence. The states shall support and facilitate the creation of indigenous radio and television stations, as well as other means of information and communication. Article XXI 1. Indigenous peoples, in exercising their right to self-determination, have the right to autonomy or self-government in matters relating to their internal and local affairs, as well as ways and means for financing their autonomous functions. 2. Indigenous peoples have the right to maintain and develop their own decision-making institutions. They also have the right to participate in the decision making in matters which would affect their rights. They may do so directly or through their representatives, and accordance with their own norms, procedures, and traditions. They also have the right to equal opportunities to access and to participate fully and effectively as peoples in all national institutions and forums, including deliberative bodies. Article XXIX 1. Indigenous peoples have the right to maintain and determine their own priorities with respect to their political, economic, social, and cultural development in conformity with their own world view. They also have the right to be guaranteed the enjoyment of their own means of subsistence and development, and to engage freely in all their economic activities Article XXX 2. Indigenous peoples have the right to recognition and respect for their institutions for the maintenance of their organization and control of its communities and peoples. Article XXXVII Indigenous peoples have the right to have access to financial and technical assistance from States and through international cooperation, for the enjoyment of the rights contained in this Declaration.

The following comes straight from the Library of Congress:  II. The content. Rights and law of the Indigenous  (1) Recent legal tradition has cast laws relating to Indigenous peoples in North America into two categories, termed as:  Federal Indian law. This category refers to federal laws and regulations impacting on Indigenous peoples rights and affairs. In the Library of Congress Classification, this law is classed currently with the national legal systems, e.g., Law of the United States, Class KF8201-8210, and Law of Canada, Class KE7701-7722. Indigenous, Aboriginal, or Tribal law. This category refers to the law as it was developed by a particular Indigenous group, band, or tribe, and practiced within the group’s territorial boundaries, i.e., applied by, and to, the members of the group residing on a reservation, township, village, ranch, or other such geographic entity. Included are the constitutions and by-laws that were adopted pursuant to either the Indian Reorganization Act (US), or pursuant to treaties, negotiations, etc.

International Obligations Of The U.S.C. Title 11, Chapter 15, Subchapter I § 1503. The text contains laws in effect on May 25, 2021. To the extent that this chapter conflicts with an obligation of the United States arising out of any treaty or other form of agreement to which it is a party with one or more other countries, the requirements of the treaty or agreement prevail.

Public Law / Joint resolution 73-1 of 1933 - The Emergency Banking Act (EBA) (the official title of which was the Emergency Banking Relief Act), Public Law 73-1, 48 Stat. 1 (March 9, 1933), was an act passed by the United States Congress in March 1933, in an attempt to stabilize the banking system. Public Law / Joint resolution 73-10 of 1933 -offers a remedy by formally establishing the entitlement to debt discharge through a documented legal provision.

International Covenant on Civil and Political Rights - Recognizes the right to self-determination and cultural preservation. California Government Code 11120 - It is the public policy of this state that public agencies exist to aid in the conduct of the people's business and the proceedings of public agencies be conducted openly so that the public may remain informed. In enacting this article the Legislature finds and declares that it is the intent of the law that actions of state agencies be taken openly and that their deliberation be conducted openly. The people of this state do not yield their sovereignty to the agencies which serve them. The people, in delegating authority, do not give their public servants the right to decide what is good for the people to know and what is not good for them to know. The people insist on remaining informed so that they may retain control over the instruments they have created. 12 U.S. Code § 411. Issuance to reserve banks; nature of obligation; redemption - Federal reserve notes, to be issued at the discretion of the Board of Governors of the Federal Reserve System for the purpose of making advances to Federal reserve banks through the Federal reserve agents as hereinafter set forth and for no other purpose, are authorized. The said notes shall be obligations of the United States and shall be receivable by all national and member banks and Federal reserve banks and for all taxes, customs, and other public dues. They shall be redeemed in lawful money on demand at the Treasury Department of the United States, in the city of Washington, District of Columbia, or at any Federal Reserve bank. Title 7 U.S. Code § 1928. Full faith and credit - (a)In general A contract of insurance or guarantee executed by the Secretary under this chapter shall be an obligation supported by the full faith and credit of the United States. (b)Contestability A contract of insurance or guarantee executed by the Secretary under this chapter shall be incontestable except for fraud or misrepresentation that the lender or any holder— (1)has actual knowledge of at the time the contract or guarantee is executed; or (2)participates in or condones. Title 31 U.S. Code § 3123. Payment of obligations and interest on the public debt - (a)The faith of the United States Government is pledged to pay, in legal tender, principal and interest on the obligations of the Government issued under this chapter.

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Mailing Location

Attention: BELAY EMPIRE

℅ 3020 Bernal Ave Suite 110 #2133

Non-domestic Pleasanton,

California Republic [94566]

G-IPMN Code: GIPMN-NA-93684402

BELAY EMPIRE — BANK & REGULATOR DISCLOSURE FOOTER

 

Belay Empire is an unincorporated Indigenous Peoples Financial Institution via 508(c)(1)(a) religious and Indigenous Peoples organization, operating for the purpose of economic inclusion and self-determination, including the lawful settlement of private obligations, trade, and commerce for Indigenous Peoples and aligned parties.

 

Belay Empire issues issuer-funded negotiable instruments payable on demand, including Bills of Exchange and Promissory Notes, solely for the settlement of private obligations, purchases, and contracts. Each such instrument represents a present, unconditional obligation of the issuer, is credited at issuance on the Belay Empire internal settlement ledger, and is recorded for verification, timestamping, and audit within G-IPMN. Settlement is completed upon issuance and acceptance of the instrument according to its terms; no external bank transfer is required to effect settlement within the Belay Empire system.

 

By this, any interaction with a depository institution is voluntary and limited solely to conversion of already-settled value into bank-based money at the holder’s election and subject to bank policy. Depository institutions are not drawees, guarantors, or settlement authorities for Belay Empire instruments and do not create, validate, or complete settlement within this framework.

 

Belay Empire does not issue currency, legal tender, or bank instruments, and does not issue cashier’s checks (which are bank-only instruments). Where appropriate for institutional counterparties, Belay Empire may issue Letters of Credit / Standby Letters of Credit as conditional documentary undertakings governed by UCC Article 5; such instruments do not carry value at issuance and are payable only upon a complying documentary presentation.

Governing Commercial Law

 

Belay Empire’s negotiable instruments and settlement processes are governed by state-enacted Uniform Commercial Code (UCC) Articles 1 and 3, including but not limited to:

  • UCC § 1-201(b)(24) — Value

  • UCC § 1-304 — Good Faith

  • UCC § 3-104 — Negotiable Instruments

  • UCC § 3-412 — Obligation of Issuer

  • UCC § 3-501 — Presentment

  • UCC § 3-602 — Discharge by Payment

 

Where banks elect to participate solely for conversion purposes, UCC Article 4 applies, including:

  • UCC §§ 4-201, 4-202, 4-103 — Bank as agent; ordinary care; variation by agreement

 

Letters of Credit / Standby Letters of Credit, if issued, are governed by UCC Article 5 (including UCC §§ 5-102, 5-108) and applicable international rules if incorporated (e.g., ISP98 / UCP 600).

Indigenous Peoples’ Rights & Authority

 

Belay Empire operates consistent with Indigenous Peoples’ rights to economic self-determination, as recognized under:

  • United Nations Declaration on the Rights of Indigenous Peoples (UNDRIP) — Articles 3, 4, and 20

  • United States recognition of international human-rights principles as persuasive authority in domestic policy (e.g., Public Law 97-280)

 

These principles inform Belay Empire’s purpose and governance, while domestic commercial activity remains governed by state-adopted UCC provisions.

Important Clarifications

  • Belay Empire instruments are private commercial instruments, not bank money.

  • Acceptance completes settlement; bank processing, if any, is conversion-only.

  • Banks may decline conversion pursuant to policy; refusal does not invalidate settlement.

  • If conversion is refused, instruments must be returned promptly and intact in accordance with applicable law and instrument terms.

 

© Belay Empire. All rights reserved.
This footer is provided for informational and compliance purposes only and does not constitute legal advice to any third party.

Investment Products are:

  • Not Insured by Belay Empire or Any Federal Government Agency

  • Not a Deposit or Other Obligation of, or Guaranteed by, this Indigenous Peoples Financial Institution or Any Bank Affiliate

  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

BY THIS, BELAY EMPIRE EXISTS AS AN INDEPENDENT PRIVATE UNINCORPORATED INDIGENOUS PEOPLES FINANCIAL INSTITUTION.

Belay Empire are proud Non-FDIC Members

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 © Copyright 2019-2026 Belay Empire, all rights reserved.
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